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Muthu Krishnan

I would think they promote these tests and in turn jack up premiums because:

(a) the have created a perceived value for these tests, through all the scare mongering of disastrous outcomes if not tested, coupled with
(b) the cost of such tests for patients are kept vey high, while the negotiated rate by the payer with the physician (provider) is opaque and is ridiculously low

justifies the increased spend on health insurance.

The providers may have little to no choice since their utilization is higher and pays for the recovery of capital expenses. In the end the payers have everything to gain.


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